The Group Income Program is a nonprofit initiative designed to ensure that all participants have access to a stable, livable income floor. Rooted in the principles of mutual care, transparency, and shared responsibility, the program creates a financial safety net that empowers individuals to live with dignity and stability while contributing to a resilient community.
At its core, the program operates as a community-based income redistribution network. Each participant contributes a fixed portion of their income into a shared pool. Funds are then redistributed to bring each participant closer to the group’s average income, smoothing out fluctuations and providing stability through rolling averages and reserve buffers. This system allows individuals to weather periods of low income while participating in the collective wellbeing of the community.
Beyond financial support, the program fosters connection and accountability. Participants engage in structured monthly conversations with one another, strengthening relational ties and reinforcing trust. These interactions help build a community grounded not just in shared resources, but in mutual care and understanding.
Legally, the Group Income Program is structured as a 501(c)(3) nonprofit, enabling it to operate as a charitable or research-based organization. Contributions are tax-deductible for U.S. participants, and payouts are structured to comply with tax requirements while maximizing support for recipients. The organization is guided by a board of directors, ensuring fiduciary responsibility and strategic oversight, while day-to-day operations are managed by staff and volunteers.
The program embodies a vision of a world where economic security is a shared human right, not a privilege. By creating a transparent, accountable, and participatory model of income stabilization, it demonstrates how communities can collectively protect against financial hardship, foster resilience, and empower individuals to live freely beyond the constraints of scarcity.
Why This Matters:
Economic instability is one of the most pervasive sources of stress, harm, and inequity in society. Traditional safety nets are often insufficient or inaccessible. The Group Income Program offers a community-driven solution that combines financial support with relational engagement, creating both practical and social resilience.
Section: Expanding Economic Sharing Networks
A long-term goal of this program is to provide a flexible, research-backed platform for economic sharing communities.
Participants and outside groups can implement income-sharing models that nest within our framework, allowing them to operate under shared principles of transparency, mutual support, and equity.
This structure reduces administrative barriers for new groups while remaining aligned with the nonprofit’s charitable and research/educational purposes.
The platform is designed to be flexible: groups may operate autonomously while maintaining compliance with base program rules and nonprofit regulations, and may adopt models suited to their specific community needs.